Step 1 · Add Company
Import your debtor accounts
Upload a CSV from your accounting system or enter company registration numbers manually.
UK Trade Credit & Insolvency Monitoring
See credit risk before it becomes a loss.
CreditWatchGo turns company events into financially relevant risk alerts by connecting official UK filings directly to your actual commercial exposure.
Continuous automated surveillance of Companies House statutory filings and Gazette legal notices. When a customer or supplier changes, you immediately see what happened, the official source, and exactly how much money you currently have at stake.
✓ 30-day free trial✓ Primary UK official sources✓ No opaque credit score
£2.84mTotal Exposure
347Monitored Companies
£147.6kExposure At Risk
CriticalSource: The Gazette · Notice 4591023
ABC Engineering Ltd
Winding-up petition published
Exposure£38,420
Credit limit: £50,000Terms: 30 daysRecommended: Review credit hold
HighSource: Companies House · TM01
Northstar Components Ltd
Director resignation recorded
Exposure£12,850
Official-source proof attached to every alertEvent → Exposure → Action
The CreditWatchGo Difference
Event → Exposure → Severity → Action
A company changes. CreditWatchGo detects the change from official sources, determines whether the event is material, connects it to your customer exposure, and provides the context you need to decide what to do.
Step 01
Your Counterparties
Add customers & suppliers with their active ledger exposure, credit limits, and agreed payment terms.
Step 02
Continuous Monitoring
Surveillance of official registers: Companies House statutory filings plus The Gazette legal notices.
Step 03
Material Event
Identifies petitions, administrations, strike-offs, floating debentures, or director resignations.
Step 04
Matched to Exposure
Instantly connects the event to your outstanding balance, credit limit, and terms.
Step 05
You Take Action
Hold shipments, demand proforma payment, contact buyers, or inspect official court filings.
The product does not make the final credit decision for you: It provides the primary-source evidence, severity rating, and financial exposure necessary for your credit control team to take the right commercial decision.
Exposure Context
See the money at risk
A company event means something entirely different depending on how much money you have exposed. Without exposure context, all alerts look identical.
Low Exposure AccountLow Priority
Apex Supplies Ltd
Event: Director resignation recorded at Companies House
Exposure£750
Credit limit£5,000
Context: Minor administrative change with minimal cash on the line. No urgent commercial intervention required.
Critical Cash ExposureCritical Alert
ABC Engineering Ltd
Event: Winding-up petition published in The Gazette
Outstanding Exposure£38,420
Credit limit£50,000
Immediate Action: £38,420 at risk. Place account on credit hold before releasing this week’s pending deliveries.
How It Works in Practice
From Company Entry to Credit Hold in 6 Steps
A concrete look at how your credit control team uses CreditWatchGo daily to safeguard cash flow:
Step 2 · Set Terms
Record limits & balance
Assign actual open ledger balances, agreed credit limits, and payment terms (e.g. 30 days) to each customer.
Step 3 · Official Event
Material filing published
A winding-up petition, administration notice, director resignation, or floating debenture is registered.
Step 4 · Detection
Surveillance detects change
CreditWatchGo ingests the event from The Gazette or Companies House within continuous monitoring windows.
Step 5 · Alert Generated
Prioritised with exposure
You receive an immediate email and action queue item showing exact exposure and the verified source document.
Step 6 · Action
Your team decides
Credit controller places account on stop, requests upfront payment, or sets a follow-up review date.
Transparent Comparison
Why not just use Companies House?
Companies House tells you what happened. CreditWatchGo helps you understand which events matter to your money.
Companies House Free "Follow"
- ✗Notifies only after filings are formally registered at Companies House.
- ✗No monitoring of Gazette legal notices (winding-up petitions, administration orders).
- ✗No knowledge of customer ledger exposure, credit limits, or payment terms.
- ✗Generic email alerts without severity prioritization or action queues.
Traditional Credit Agencies
- !Expensive annual contracts running into thousands of pounds.
- !Scores rely on opaque algorithms where specific triggers are obscured.
- !Broad compliance datasets rather than focused trade ledger exception workflows.
CreditWatchGo
- ✓Monitors both Companies House statutory stream and Gazette insolvency petitions.
- ✓Directly linked to your ledger balance, credit limits, and agreed payment terms.
- ✓Focused Critical & High priority exception queue designed for credit controllers.
- ✓Simple, transparent monthly rolling plans from £39/mo with 30-day free trial.
Industry Use Cases
Trade Credit Protection Across UK Commerce
Built for SMEs extending credit or relying on critical supply partners:
Wholesalers & Distributors
High-volume trade credit with slim margins leaves no room for customer insolvencies. Monitor recurring wholesale buyers and spot warning signs before dispatching containers or releasing truckloads on open account.
Manufacturers & Importers
Identify warning signs before you extend more credit. Protect raw material procurement and high-value orders by tracking floating debentures and director resignations among key customers and suppliers.
Recruitment & Staffing Agencies
Weekly payroll commitments mean temporary placement debt escalates rapidly. Receive immediate alerts when client companies face court petitions, avoiding catastrophic payroll unrecoverables.
Contractors & Construction Trade
One example of an industry where exposure monitoring matters. Monitor main contractors, subcontractors, and key materials suppliers to safeguard retentions and progress payment applications.
B2B Trade & Professional Services
Reduce avoidable bad-debt exposure by detecting material company changes earlier. Ensure prompt billing follow-ups and avoid performing additional work when counterparty creditworthiness deteriorates.
Core Principles
What we’ll never do
Our credibility comes from evidence and transparency. We believe in empowering credit control professionals, not keeping them in the dark.
No opaque credit scores
We do not hide risk behind an unexplained 0–100 score. Every alert cites the exact official document and statutory event so you understand why it matters.
No annual contract lock-in
We do not tie businesses into multi-thousand-pound annual agency contracts. Our plans run on a simple monthly rolling subscription you can cancel at any time.
No manual register searching
Never waste valuable staff hours manually checking Companies House filings or Gazette legal notices. Our automated engine monitors your whole portfolio continuously.
No automated commercial decisions
We do not make commercial decisions on your behalf. We deliver the facts, exposure context, and evidence so your finance leaders make informed choices.
Integrations & REST API
Put CreditWatchGo risk intelligence inside your existing ERP or CRM.
Connect company events, Gazette insolvency notices, and exposure context directly into Sage, SAP, Xero, Salesforce, or your internal credit queues via REST API and Webhooks.
Explore API & Integrations// CreditWatchGo Event Object
{
"company": "ABC Engineering Ltd",
"event": "winding_up_petition",
"severity": "critical",
"exposure": 38420,
"source": "the_gazette"
}
Plans and pricing
Start with a 30-day free trial
Choose the monitoring capacity and workflow features your business requires. Upgrade or cancel anytime.
Starter
Essential official monitoring for owner-managed trade businesses and single credit ledgers.
£39 / month
Up to 25 monitored companies
- ✓Up to 25 monitored companies
- ✓Companies House + Gazette notices
- ✓Customer ledger exposure tracking
- ✓Credit limit & payment terms tracking
- ✓Instant email alerts & daily digest
- ✓CSV portfolio import
Professional
Comprehensive risk surveillance and action queues for active credit control teams.
£79 / month
Up to 100 monitored companies
- ✓Up to 100 monitored companies
- ✓All Starter capabilities
- ✓Exception action queue with follow-up dates
- ✓Team member alert assignment
- ✓Configurable alert rules & severity overrides
- ✓Priority digest filtering
Business
Scaled coverage and systems integration for distributors, wholesalers, and multi-depot operations.
£149 / month
Up to 500 monitored companies
- ✓Up to 500 monitored companies
- ✓All Professional capabilities
- ✓REST API access (Developer Preview)
- ✓Real-time webhook notifications
- ✓High-volume CSV batch processing
- ✓Priority email & technical support
For larger portfolios
Enterprise
Bespoke monitoring volume, custom ERP integrations, and dedicated account management.
Custom
500+ monitored companies
- ✓Unlimited portfolio scaling
- ✓Custom data pipeline & ERP sync
- ✓Multi-entity & group reporting
- ✓Dedicated account manager & SLA
Ready to protect your cash flow?
Start monitoring the UK companies that matter most to your balance sheet. See the money at risk before extending credit or dispatching orders.
Start your 30-day free trial
Create your account, import your companies via CSV, and record the exposure attached to each customer relationship.
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